Telematics Insurance

Unraveling the predictive power of telematics data in car insurance pricing

A data set from a Belgian telematics product aimed at young drivers is used to identify how car insurance premiums can be designed based on the telematics data collected by a black box installed in the vehicle.

Data analytics for insurance loss modelling, telematics pricing and claims reserving.

PhD Thesis

Telematics insurance: the safer you drive, the less you pay

Telematics technology - the integrated use of telecommunication and informatics - may fundamentally change the car insurance industry by allowing insurers to base their prices on the real driving behavior instead of on traditional policyholder characteristics and historical claims information.